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Posted in Smart Living,Top Story 2 by Mathias Eichler on January 21, 2010

It’s time now. We got two Kids, have been renting since many years. But we’re ready to settle down. We love it here in Olympia, not scared anymore of the chain of owning our home imprisioning our youthful desire to trot the globe. It’s time for us to look at houses to purchase. Well, of course, that’s just the stage where I am at. I’m not considering the forces beyond me that pushes the decision of creating a home for our family into a scrupulous investment calculation. The housing marketed may be what it is, the mortgage situation I don’t even want to think about.

I just want a place for my family to call home. Simple desire, inherently American – I am home.

So, where do you start? You ride your bike around neighborhoods you feel comfortable in, look at For Sale signs, if they are any, and look at listings? Contact a realtor, take a first-time home buyer class?

No, you start dreaming of course!
Dreams don’t cost anything. In dreams everything is perfect. You look for inspiration. What do you need, want, love in a house. Of course this is a terrible dangerous path as it can lead to such a complete unrealisitc picture of what you want and what you can afford. That’s normal. But what is even more sad is the fact, that the house we want don’t exist. It’s one thing if we cant afford them. There is a way to re-adjust your expectations and climb the mortgage ladder, if you so desire to. But, what if every house you consider, looks ugly, dumb and impossible. Sure, you could re-adjust that too. Settle, compromise. Or you could temporarily hold your breath until you can afford to build. Sure, that would work.

But, why is it that all houses, especially the newer ones are all so butt-ugly and impractical?I wouldn’t ask this question here, if “TINY” wouldn’t be our top-selling design book at einmaleins. If I wouldn’t have countless conversations with people younger and older then me who express the dream of a new kind of home. Dwell, the popular home and design magazine is probably to blame for this. People I talk to don’t want to live beyond their means. In fact they are annoyed at the fact that today’s homes are pushing them into the direction. Younger families and individuals don’t all want “all-those-amenities” that sell so well in high-gloss realtor ads. No 14 bathrooms – who wants to keep them clean. No 37,000 square feet – you will loose your kids. No gold fixtures, gas-fireplaces, expansive massiveness. Mc-Mansions are dead.

What we want is performance and simple beauty. We’re willing to pay for it.  How about some good insulation, have you heard of Passive House? Some innovative features like radient floor heating, instead of A/C. How about an open floor plan, that welcoming and inviting, instead of a entertainment room for your Wii?

We don’t need a 3 car garage, but a place to hang our laundry. No hot-tub, but a strip of land to grow some herbs, perhaps even a raise couple of chickens.

Oh, and yes, we want to be close to a bustling downtown. Don’t need the 18 acres and have to drive every second of our lives.

So, home builders, contractors, zoning experts and realtors. If you want to revive the housing market how about don’t try to get us to buy the mistakes of your gamble of last century, but offer us something truely exciting, innovative, welcoming and, yes it can be small.

  • Stephanie
    When we bought our 1300 sq ft house, it was referred to as a "starter home," as if it were just a waystop on the road of life; a place to briefly hang our hat; a place we should not plan on getting too tied to. It was maybe inferred that we could do better. We said, "no, we plan to live here." 18 years later (yikes!) it is not a house but a real home with 1/4 of a lifetime full of memories. I've recently started to yearn for a root cellar (which we don't have, and don't have a space to dig one), but other than that, I can't imagine ever moving. Small is best Mathias - good luck in your search!
  • RBucky
    Let us be realistic. The first home is strictly for getting your feet wet to determine what you really want. My wife and I bought two years ago. The house is solid, but it made us realize what we really wanted. Buy once, learn, then go after what you want.
  • Glad you figured out what you wanted after you bought. What do you do if you already know what you want? Do I still need to buy one and compromise or can i just right off buy the one I love?
  • RBucky
    I think this is a money question. If you have the money to go after that dream house - by all means. But, there is something to be said for pacing yourself. There is definitely much to learn as a homeowner.
  • chad360
    Same boat different float: buy smart, live smart, and have fun!
    Working on a house is fun and easy (that is why my family doesn't rent anymore, and it is primarily my wife's good sense that got us where we are, so I'm lucky I guess =)
    The best thing is when you can remove some characteristic or feature that does not quite work and reveal true beauty and function, as well as w expanding any footprint with 4-season porches, attached greenhouses, and ADUs for guests and smart infill (never hurts to have a flat or 4 to rent, no? =)
    PS: ...and I'd always look to do as much design work as possible (don't forget Google SketchUp or the good ole drafting table)
  • karenpatrick
    Small is beautiful. Me and hubby are in a 28" long by 8" wide power boat on the water. I don't recommend this for families with kids, but it works for us. We are in a downtown marina and the beautiful thing about being downtown is that, though our personal space is in tight corners, and we have to use the marina's bathroom and shower facility, we have a sense that our neighborhood and the greater downtown community is our "home."

    Years ago, I did the one-acre homestead thang. It was o.k. but a bit isolated. In winter, we tend to feel a bit more constricted on the boat, even looking whistfully at apartments. Mostly because we are more confined to the indoors. But as soon as the nicer weather hits, we get our "big home" feeling back and wouldn't trade it for anything. I think our choice is a bit extreme for most people, but even if I went back to apartment living, or got a house or condo, it would much downsized from what I've lived in before. And maybe with a container garden.

    Going into PURCHASING a home, be REAL careful about mortgages and financing. I grew up with parents who did a bit of real estate buying and selling and the loans they had were completely different "animals" than the one I had with my ex-husband on our one-acre place. Things changed for the worse for borrowers in terms of being able to build equity.

    Even though there is a mortgage disaster out there in the market, doesn't mean that any mortgage offering you might qualify for is now somehow better. Your strategy is to make sure most of your monthly payment goes toward equity, not toward interest and fees. These days it's just as important to be a smart shopper of your financing options as you want to be in scoping out the real estate market.

  • lukebowerman
    We're doing a construction project something like what you describe over in the Eastside neighborhood (http://1004central.info). As someone else said - if you can't find what you want sometimes it's best/easiest to go out and build (or remodel) what you want.

    On the house we're building...

    It was originally going to be a remodel but after digging into the structure of the house a rebuild ended up being the way we had to go. We really wanted to keep the character of the house and it's location in the neighborhood so we decided to rebuild the house as close to it's original footprint and exterior appearance as was feasible for us.
  • SandyN
    Wouldn't something like this be nice in Olympia?
    Z Home, a zero energy multi family building is being constructed in Issaquah. Check it out: http://www.z-home.org/
  • olythoughts
    This has been on my mind for years. Like many, I would like a yard but infill lots near downtown are very hard to come by. I am a firm believer in downtown Olympia. I lived on the water for 13 years but hate being in my car, so even if I could afford it, waterfront property might not be my choice. After living in a large European city, I have come to see community as something more that a single family residential neighborhood. If you can sacrafice the views and a yard, I belive urban infill can be an exciting option. The question is how to make it a reality? I belive it takes a community of like-minded individuals, couples, and families to come together with a common goal in a partnership with the city. Don't rely on large developers. Don't complain that no one is doing it or doing it in the wrong place or wrong way. There clearly are enough Olympian's that are dismayed by our city's current downtown housing options, many of whom would desperately like to live downtown in affordable, well built, well designed "homes". If there is truly the demand, I belive it is up to us to make it a reality. Not by asking others to do it for us, but to do it ourselves - one way or another - grass roots style. Take a look at this community of individual urban homes. This is what I would like to see and be a part of - and this is just one example of options from around the world. http://us.holland.com/e/8490/Architecture+Design+Amsterdam.php
  • I will follow your lead!! This sounds awesome and I am ready to make a move...!
  • SandyN
    Someone has to have to guts to believe in "If I build it, they will come". The builders build the "same old - same old" because they know it sells. Trying something new and different is risky. I'm in the same boat as you, Mathias, as the type of home I want for myself does not exist. I think the best solution is to buy a plot of land and work with a builder to design the kind of house you want. There's a great "green" builder in town, called Scott Homes.
    There aren't a lot of vacant infill lots in downtown, so another alternative is to find an older home with good bones, and to remodel it over time to fit your needs. I'm keeping my eyes open for you.
  • I'm counting on you!!
  • chad360
    Form a design + build group and go after a mixed-use, multi-family townhouse plan in downtown...lease out the storefronts and just enjoy a short commute.

    Set cost caps and build value into the design. Don't expect the market to cater to you and if you do then don't complain about the costs.

    Only by doing the project together with partners will a true neighborhood niche be created...everything else is just profit-taking in one form or another, IMHO.
  • Sure, I can't expect the market to cater to me... oh, wait. Yes, I can. As a consumer I can. I can't do everything by myself. It's inefficient and costly. Considering that I am not alone in my desire for smaller smarter homes I think I can start the question to get developers to change their habits... at least I can ask. let them know... demand should create supply??
  • chad360
    Well I think that most of what one can do for oneself is the key to sustainability, and I guess things like inefficiency & cost are relative & fairly subjective.

    My point: "Not by yourself", but with partners. Set your own price instead of accepting what the market will bear.

    The downtown community would endorse a nice master-planned green-condo residential & mixed-use development as in-fill or as a component to the capital plans underway now, no?

    I support good design and would prefer to see more 2nd & 3rd story green condos in downtown, with storefronts connected by green-ways replacing streets.

    Where is there even a rumor or hint of that in downtown Olympia? I can only hope that these so-far non-existent developers & builders suddenly materialize to manufacturer the neighborhood of our dreams at a price that is equal to what my cost would be to contract the work myself.

    All good thoughts here and a welcome discussion about housing in Olympia.
  • Dee Williams, from Tumwater, was honored on the cover of YES! magazine last year for living in a space of 84 square feet. Yes, I got that right, 84 square feet. She didn't have children, or a yard for herbs. She also didn't have a yard to mow.
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